Don't
ignore your overseas property insurance -
disaster can strike anywhere!
Would
you be brave enough to leave your home in the UK
uninsured? So why do many of us buying a home
abroad immediately assume that the rules are
different because the sun is shining - risks
still exist. Regardless of whether your property
is occupied, unoccupied or let - short or long
term - you need comprehensive property insurance
and cover against potential liabilities.
UK
based insurance company Intasure offers policies
that are designed specifically to meet the needs
of the overseas property market. Flexibility is
central to Intasure's cover, comprehensive
buildings and contents insurance allows you to
live in, leave your property unoccupied or let
it - short or long term. The policy also covers
loss of rent and emergency travel and
accommodation in the event of a major claim. For
additional peace of mind these policies are
underwritten by one of the world's leading
insurers, Norwich Union.
No
language barriers.
Understanding
exactly what a policy includes, even in English,
can be a feat in itself. Add to this the
complication of an unfamiliar language and the
stress associated with making a claim and the
whole process could be doubly hard. Intasure's
documentation is entirely in English and all
claims and enquiries are reported to and
resolved by a UK-based English speaking support
team.
Community
Insurance can be misleading
Local
Community Insurance cover can be deceptive. It
is designed to protect communal areas such as
boundary walls, entrances and staircases (in the
case of apartments), but not as comprehensive
cover for your specific property. It is
invariably written in the language of origin,
which makes it hard to fully understand what the
cover includes. Owners can mistakenly believe
that Community Insurance covers their home,
discovering too late that it does not.
Essential
Liability cover
Intasure's
comprehensive cover is also ideal for anyone who
lets their property, particularly with the
current trend toward litigation. Intasure's
policy automatically includes £2,000,000 Public
Liability cover, far in excess of many other
European policies (in Spain for example,
typically 30,000€ Approx. £20,000). Cover is
available for homes in Spain, France, Portugal,
Italy, Greece, Cyprus and the Republic of
Ireland. For a quick quote or to arrange
immediate cover visit the Intasure web site: www.intasure.com
